HOLIDAY TRAVEL INSURANCE
A client holiday travel insurance scheme is available to all passengers travelling on our holidays which is arranged by Wrightsure Services (Hampshire) Limited and currently underwritten by ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority (FCA – www.fca.org.uk) to undertake insurance business in the UK.
With effect from 1st January 2020, our client holiday travel insurance will be underwritten by Great Lakes Insurance SE (GLISE). Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority, registration number 769884.
Our client holiday travel insurance policies will, from the 1st January 2020, be administered by ERGO Travel Insurance Services Ltd (ETI): Registered in the UK, company number 11091555. Authorised and regulated by the Financial Conduct Authority, register number 805870 and registered office: Plantation Place, 30 Fenchurch Street London, EC3M 3AJ.
Details about the extent of GLISE’s and ETI’s authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available upon request.
Wrightsure Services (Hampshire) Ltd is authorised and regulated by the FCA (their registration number is 311394) and is permitted to advise on and arrange general insurance contracts. You can check these details online using the Financial Services Register (accessible from https://register.fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 1116768.
Should you wish to take out this travel insurance please include the appropriate premium when booking your holiday.
DEMANDS AND NEEDS
This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded
medical condition(s), are travelling in countries included within the policy terms and who wish to insure themselves against
unforeseen circumstances/events detailed in the cover section below. Subject to the terms, conditions and maximum specified sums insured.
We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.
We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from
Mayday Assistance Limited. The following is a brief summary of the cover available. Full details of cover and exclusions will
be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before
booking should you wish to examine this in advance.
SUMMARY OF COVER
PLEASE SEE THE POLICY WORDING FOR FULL DETAILS OF THE COVER, LIMITATIONS AND EXCESSES, A SPECIMEN
COPY OF WHICH IS AVAILABLE UPON REQUEST
If you or anyone else named on this policy has not been a resident in the UK for the
past 6-months this policy cannot cover you.
In addition to the above the policy also contains the following main exclusions:
Any costs of repatriation or evacuation as a result of You taking part in any excluded Hazardous Activities and Sports including dangerous expeditions or from an area which is considered by Insurers to be a War Risk or Civil Hazard area.
Loss of or damage to money and valuables whilst left unattended or in/from luggage in transit.
Loss of or damage to telecommunications and motor vehicle related equipment and accessories.
Travel against the advice of the carrier, any other public transport provider, the Foreign Office or the
World Health Organisation.
Any insurance event arising from You being the driver, rider or passenger of a quad bike, all-terrain vehicle or
motorcycle when the insured person is not wearing a crash helmet, whether legally required locally or not.
Examples of these and other conditions and exclusions are contained within the policy wording, a specimen copy of which is
available upon request. If after purchasing a policy from us should you find it does not meet your requirements you have 14 days from the date of issue or prior to travel, whichever is sooner, to cancel the policy and receive a full refund of your premium.
Protecting your information
We will only use your personal details in line with our Privacy Notice. This can be found on our website or is available in hard copy format upon request and you should read this carefully and contact us immediately if you have any queries. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation.
R & S Waterson Limited is an Appointed Representative of Wrightsure Services (Hampshire) Limited who are authorised and regulated by the FCA (their registration number is 311394) and which is permitted to advise on and arrange general insurance contracts. You can check these details online using the Financial Services Register (accessible from www.fca.org.uk) or be contacting the Financial Conduct Authority Consumer Helpline on 0800 111 6768.
We do not charge fees for our insurance related services however we and Wrightsure Services (Hampshire) Limited may receive some form of renumeration in relation to the arrangement of insurance